Frequently Asked Questions

What is the Bank of Hodlers?

Bank of Hodlers aims to provide its users with a customer-centric banking solution leveraging blockchain. We intend to treat your cryptocurrencies as a separate asset class and offer services that ensure technologies based on the blockchain are usable as of today.

What are your products?

Our first product is an asset-backed lending and borrowing platform where you can earn up to 7% interest on BTC and ETH, and 9% interest on DAI and TUSD. We are currently adding the top 15 cryptocurrencies to the platform. More financial services will also be added soon.

Who is on the team?

Our team is led by Darshan Bathija (CEO) and Sanju Sony Kurian (CTO). You can view the entire team here.

Why are we the bank of the future?

We believe:

  1. The current banking industry is opaque, not customer-centric and overly restrictive.
  2. Blockchain, either through crypto assets or as an underlying technology, will be the key to the evolution of finance.

We want to unify the fiat and crypto financial service experiences and be the most customer-centric banking solution.

What pain points are we solving?

  • Lack of a unified platform to operate fiat and crypto
  • Very limited number of financial services for crypto holders
  • Lack of user-friendly products in the crypto community