Frequently Asked Questions

Are there any fees?

As of now, the Bank of Hodlers is not charging any transaction fees. However, the underlying MakerDAO protocol has a varying stability fee.

What assets do you support?

Currently, our platform supports Bitcoin, Ethereum, DAI and TrueUSD. We are working on adding the Top 10 cryptocurrencies to the list as well.

Do you hold the collateral?

We don't, but the smart contracts hold and control the collateral.

Where are the assets stored?

Your assets are stored in user-controlled wallets, unless you opt in to our lending pool which is a secure BOH cold wallet.

What do I get when I sign up?

You get access to the BOH wallets and the ability to lend and borrow crypto. You will also receive 100 BOH tokens.

How do I earn interest?

When you deposit your crypto assets, you immediately start earning interest on a weekly basis. Lock up your capital for 3, 6 or 12 weeks and earn even more interest with us.

How do I borrow assets?

You can currently borrow DAI, by putting up ETH as collateral. We will soon open up the option to borrow any asset on the platform from the 'Borrow page'.

Can I deposit Fiat currencies?

We plan on integrating fiat currencies in the coming weeks.

Where can I see my account balance?

You can view your asset-wise balance on the Wallets Page.

How can I contact support?

For any queries on how to use our products and services, you can contact us at and we will respond within one working day.